Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Social Security: The Elephant in the Room Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed. The Real Cost of a Vacation Home What if instead of buying that vacation home, you invested the money?